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    Personal Savings and Investment Accounts

    You want savings options? We offer the options to suit your needs. Check out our savings plans below.





    BOC Savings and investment Plans


    Savings Account*

  • Minimum to Open .................................................................................. $100
  • Minimum Balance Fee
    – minimum daily balance $100 and over ........................... no charge
    – minimum daily balance below $100 ......................................... $5.00
  • Six (6) free withdrawals allowed from your account each quarter.
    Excess withdrawals are $1 each.
  • BOC ePay – not available
  • Limitation (below)***
  • Unlimited Credits


  • Tiered Money Market Account*
  • Minimum to Open ........................................................................... $25,000
  • Minimum Balance Fee
    – minimum daily balance $25,000 and over .................... No charge
    – minimum daily balance below $25,000 ................................. $10.00
  • Number of Free Withdrawals .................................................................... 3
  • Excess Withdrawal Charge .............................................................. $10.00
  • Limitation (below)***
  • BOC ePay – not available
  • Unlimited Credits


  • Money Market Account*
  • Minimum to Open ........................................................................... $25,000
  • Minimum Balance Fee
    – minimum daily balance $25,000 and over .................... No charge
    – minimum daily balance below $25,000 ................................. $10.00
  • Number of Free Withdrawals .................................................................... 3
  • Excess Withdrawal Charge .............................................................. $10.00
  • Limitation (below)***
  • BOC ePay – not available
  • Unlimited Credits


  • * Interest Bearing Account.

    The rate and related APY are subject to change at any time. Interest is calculated using the daily balance method. Interest is paid to the account monthly. If the account is closed, any interest accrued will not be paid.

    ***Limitation. By government regulation, you may make six (6) transfers from your account each four (4) week or similar period, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Six (6) of these transfers may be made by check, draft, debit card or similar order (including POS transactions) made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail, or at ATM are unlimited. If the account is found to be consistently in-excess of the regulation, it can be changed to a non-interest bearing account. Prior notification will be made to the customer of this change.
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